HAPPY NEW YEAR DEAR FRIENDS

¡¡¡ HAPPY NEW YEAR FRIENDS !!!

Recipe for New Year's Eve Dinner.

Taken Site: Daily Reflections.

INGREDIENTS:

FAMILY (This is where it all begins)
FRIENDS (should never missing)
RABIES (if it POCA)
PATIENCE (most much as possible)
TEARS (all dry)
SMILE (most varied)
PEACE (bulk)
FORGIVENESS (much and in different ways)
ENEMIES (if possible, none)
HOPE (not ever lose it)
HEART (Bigger is better!)
LOVE (may abuse)
LOVE (Important!!)
Hopes and dreams (all of which have)
THANKS (for the world could missing)
God (is the essence of the recipe)

MODE PREPARING:
Gather your family and friends.
Forget the moments of anger and past. despair
If you need, use your patience.
Wipe the tears and replace them with smiles.
Board of peace and forgiveness and offer it to your enemies.
Let hope grow in your heart.
Add to the mixture, all the love and Thank you have and can not wait and love.
Shortly by little is incorporated into the recipe, your dreams and illusions.
And placing it in the heat of your hopes, entrusted everything to God.

REMEMBER:No always the ingredients of life are happy, so there that
mix as they know offering and presenting, and make yet tasty dish. ... And do not forget to have nearly every day this
prescription. Although some ingredients in these times seem difficult

1. get we can obtain with a little effort and if we mix well our plate will be unique and unforgettable.
2. Then:
3. Hands to work!
4. You start today and always remember this day as it is possible reborn and make our lives a different life ...
5. No depends on other ...
6. No depends on what you have or what you need ...
7. Only depends on you and your love for Family     

Latest Business News From the BBCI: . Indian Citibank 'fraudster' held

31 December 2010 Last updated at 00:10 GMT

Business chiefs among new knights

The chairman of British Airways, Martin Broughton, is among business leaders receiving knighthoods in the New Year Honours List.

---

West attacks Khodorkovsky 'abuse'

The US, UK and Germany deplore the sentencing of former Russian oil tycoon Mikhail Khodorkovsky to six more years in jail for fraud.
In pictures: Khodorkovsky tria

---

• ndian Citibank 'fraudster' held

  Police in India arrest a Citibank employee accused of defrauding clients out of millions of dollars.
  

• Spain to increase minimum wages

  Spain's minimum wage will increase by 1.3% in 2011, Prime Minister 
  Jose Luis Rodriguez Zapatero announces.
  

• Vatican tackles money laundering

  The Vatican sets up a new authority to fight money laundering as
  its bank comes under investigation for possible irregularities.
  

• Software bug behind Skype crash

• City watchdog 2010 fines treble

• Thatcher 'lectured by Macmillan'

• UK migration 'unlikely to plunge'

• Phone firms back common chargers

• Falklands oil setback for Desire

• Fire damages Belgian beer abbey

• S African poultry makers 'racist'

• New £32m Thames bridge approved

• China corruption 'still serious'

Resolve to watch less TV, spend less, set goals: MarketWatch Personal Finance Daily

Personal Finance Daily

DECEMBER 30, 2010

Thursday's Personal Finance stories

By MarketWatch

Don't miss these top stories:

• Working mom or no, the kids are OK
• Mortgage rates tick higher
• Stock funds draw cash; muni funds, not

For many working parents, the daily day-care drop-off can be fraught not only with the imminent anxieties of the day — will I make it to work on time? Will my child cry when I leave? Is that runny nose bad enough that I should keep her home? — but also with fears about the long-term effects of leaving one's child to be cared for by others for long chunks of the day.

Turns out, according to a new meta-analysis of almost 70 studies conducted over a 50-year period, the differences in academic achievement and behavior problems between kids of stay-at-home moms and those with working mothers are negligible. (The research focused on mothers' employment.) Read our story on parenting and children for more.

Meanwhile, New Year's Eve is nigh. Have you made your resolutions for 2011? I got an email from a certified financial planner, one Brad Fortier of Fortier Financial in New Orleans, with three simple but somewhat intriguing ideas to consider as you drum up promises to make yourself for 2011.

1) Assess your goals for the future. As Fortier says, if you don't know where you're going, you won't know when you're there. "Carefully articulate your financial goals, assess the level of risk you are comfortable with and then make a plan that you are capable of following," he said. In other words, where do you want to be in 10 or 20 years, and how do you plan to get there?

2) Don't buy so much stuff. Fortier says it more elegantly, but that's the basic idea. "We all know that material possessions do not correspond [with] happiness, and yet we continue to buy things we do not need," he wrote. "Follow the same strategy that successful corporations use to survive tough times; live more efficiently and reduce waste. … Think about whether you really need that fancy new gadget or designer handbag before you pull out the credit card next time."

3) Turn off the TV. That's an interesting New Year's resolution, to my mind. Here's what Fortier said: "Avoid being lured into the 24-hour Armageddon of media coverage. A pundit's job is to keep you watching day after day, and they often rely on scare tactics to do it. Tune out the screaming heads and you will stop making emotionally charged investment decisions. Set goals for the future, periodically monitor your progress and then relax."

Not bad advice.

—Andrea Coombes , Personal Finance editor

Whether mom works or not, the kids are OK

Parents who worry they are forever damaging their children by dropping them off at day care every morning can find some comfort in a recent study that looked at academic achievement and behavioral issues of children whose mothers work outside the home versus those with moms who stay home.
Read more: Whether mom works or not, the kids are OK.

JOB MARKET

Commentary: After cheery holidays, consumers want jobs

U.S. consumers defied expectations and opened their wallets wide this year-end holiday season.
Read more: After cheery holidays, consumers want jobs.

Weekly jobless claims drop below 400,000

The number of U.S. workers filing new applications for jobless benefits fell below the key 400,000 level in the most recent weekly data, released Thursday, in a signal that the labor market is continuing to mend.
Read more: Weekly jobless claims drop below 400,000.

REAL ESTATE

Mortgage rates tick higher in latest week

The average interest rate on the benchmark 30-year, fixed-rate mortgage ticked higher in the most recent weekly data, but remained "incredibly low," according to Freddie Mac's weekly survey released Thursday.
Read more: Mortgage rates tick higher in latest week.

Pending home sales up 3.5% in November

Pending U.S. home sales were up 3.5% in November, according to an index released Thursday, as the housing market continues to show stabilization at weak levels.
Read more: Pending home sales up 3.5% in November.

HEALTH & SAFETY

Honda recalls 18,500 snowblowers due to fuel tank

Honda Motor Co. is voluntarily recalling about 18,500 snowblowers with fuel-tank parts that can seep or drip fuel, which could cause a fire.
Read more: Honda recalls 18,500 snowblowers due to fuel tank.

INVESTING

Stock funds draw cash; muni funds continue to lose it

Long-term mutual funds took in an estimated net $1.18 billion of investor cash in the latest week on inflows to stock and hybrid funds, although money continued to be pulled from municipal-bond funds, according to the Investment Company Institute.
Read more: Stock funds draw cash; muni funds continue to lose it.

Commentary: Nine game changers for 2011

The new year is almost here, and evidence that we are about to see better economic growth, corporate profitability and yes, higher stock prices in the new year is piling up.
Read more: Nine game changers for 2011.

Commentary: Aden Forecast is 2010 Letter of the Year

Two women for all seasons? The Aden Forecast, edited by Costa Rican-based sisters Pamela and Mary Anne Aden, is our 2010 Letter of the Year because of a combination of powerful strategic vision and tactical adroitness that has produced solid results over a turbulent decade.
Read more: Aden Forecast is 2010 Letter of the Year.

ECONOMY & POLITICS

Commentary: Waiting for Hu — and faster yuan appreciation

If there's to be a significant revaluation of the Chinese currency before President Hu Jintao's visit to Washington Jan. 18, time is getting short. In fact, it's unlikely to occur.
Read more: Waiting for Hu — and faster yuan appreciation.

China manufacturing cools, but policy fears remain

Chinese manufacturing expanded further in December, although the pace of growth slowed to a three-month low, according to data released Thursday by HSBC.
Read more: China manufacturing cools, but policy fears remain.

CNBC Evening Brief : Will Rise of Tablet Computers End Up Killing the Laptop?

LATEST STORIES
	Will Rise of Tablet Computers End Up Killing  the Laptop? Stock Traders to Tough Out Full Day on New Year's Eve Who's Afraid of Rising Rates? Pros Get Ready For Move Rising Bond Yields Spark Concerns for Stock Market Predictions for 2010: Who Got It Right—and Wrong

»click here to see the latest top stories from CNBC.com

Maria Bartiromo’s Investor Brief Newsletter Free Newsletter Meet the movers and shakers of the investing and political worlds, get investing tips from the best in the business, plus receive Maria's exclusive "look at the week ahead" video. »more info

LATEST VIDEO

Tech Best of 2010 The best ideas in tech products of the year, with David Pogue, NY Times tech columnist. » Watch Video The Predictions for 2011 Predictions on housing and technicals for the year to come, with Barton Biggs, Traxis Partners and Jeffrey Gerson, Gerson Guarino & Meisel Group founding partner. » Watch Video Oil Predictions for 2011 What's ahead for oil prices heading into 2011? Insight with Chris Jarvis, Caprock Risk Management and John Kilduff, Again Capital. » Watch Video Pending Home Sales CNBC's Hampton Pearson and Rick Santelli break down the rise in November pending home sales. » Watch Video Weekly Jobless Claims Slip New U.S. claims for unemployment benefits dropped more than expected last week to touch their lowest level in more than two years, with Jim Iuorio, TJM Institutional Services, John Ryding, RDQ Economics, and CNBC's Rick Santelli. » Watch Video

RIM denies India snooping offer | Financial & Forex Info News | Ping Newsletter

Financial & Forex Info News

The Australian

RIM denies India snooping offer

RIM has refuted claims Indian security agencies will get access to emails sent through BlackBerry smartphones.

NBN project a worry: John Colvin

JOHN Colvin has a philosophical objection to governments being involved in private sector enterprises.

NBN advisers fined in US for paying bribes

ALCATEL-LUCENT, the company providing key advice to the National Broadband Network, has been fined $137 million in the US.

Users don't like offline Facebook

KEEPING a website with more than 500 million members ticking all day is a daunting task, even for Time Magazine's Person of the Year.

Suit refiled against Apple, Facebook

A COMPANY owned by billionaire Microsoft co-founder Paul Allen has filed an amended lawsuit against Facebook, Google and nine other companies.

Financial & Forex Info News ( F & F I N ) | KITCO NY Metal Market Close

Financial And Forex Info News / F & F I 

New York Market Close Dec 30/10 05:20 PM EST
Metals	Bid	Ask	Change		Low	High
Gold	1404.10	1405.10	-7.90	-0.56%	1402.30	1415.90
Silver	30.46	30.48	-0.14	-0.46%	30.33	30.94
Platinum	1747.00	1752.00	-10.00	-0.57%	1736.00	1776.00
Palladium	787.00	792.00	-6.00	-0.76%	781.00	802.00

Stocks Sputter To Yet Another Nearly Flat Close - U.S. Commentary |RTTNews Evening Market Wrap

Evening Market Wrap

Thu Dec 30 2010

 

Commentary

Dec 30, 2010 Stocks Sputter To Yet Another Nearly Flat Close - U.S. Commentary Stocks were little changed for yet another session on Thursday, as traders deemed the day's strong economic news already priced into the markets. The lowest jobless claims number in over two years and the highest reading on Chicago-area business activity in two decades failed to rouse meaningful movement in the markets, with most traders remaining away from their desks. Full Article

Economic News

Dec 30, 2010 U.S. Weekly Jobless Claims Fall To Two-Year Low First-time claims for U.S. unemployment benefits fell by much more than expected in the week ended December 25th, according to a report released by the Labor Department on Thursday, with jobless claims falling to their lowest level in well over two years. The report showed that initial jobless claims fell to 388,000 from the previous week's revised figure of 422,000. Economists had expected jobless claims to edge down to 415,000 from the 420,000 originally reported for the previous week. Full Article

Dec 30, 2010 Chicago Business Barometer Jumps To 22-Year High In December After reporting signs of an accelerating recovery in Chicago-area business activity in the fall, the Institute for Supply Management – Chicago released a report on Thursday showing that its reading on regional business activity soared to a 22-year high in December. Full Article

Dec 30, 2010 U.S. Pending Home Sales Extend Upward Trend, Rise 3.5% In November Pending home sales in the U.S. extended a recent upward trend in the month of November, the National Association of Realtors revealed in a report on Thursday, although pending sales remain down compared to the same month a year ago. NAR said its pending home sales index rose by 3.5 percent in November following a downwardly revised 10.1 percent increase in October. Economists had expected pending sales to increase by about 1.0 percent. Full Article

Dec 30, 2010 U.S. Crude Inventories Dip Amid Cold Snap Last Week - EIACrude oil and gasoline inventories in the U.S. moved down during the week ended December 24, official data showed Thursday. Parts of the nation experienced major snow storms and unseasonable cold weather, boosting demand for energy products. The U.S Energy Information Administration in its weekly crude oil report said U.S. commercial crude oil inventories decreased by 1.3 million barrels to 339.40 million barrels last week, yet remain above the upper limit of the average range for this time of year. Full Article

Corporate News

Dec 30, 2010 Nearly Two-Thirds Of Internet Users Have Bought Online Content Almost two-thirds of internet users have paid for some kind of online content, according to a survey by the Pew Research Center's Internet & American Life Project, with digital music and software among the most popular content. The survey of 755 internet users found that 65 percent have paid to download or access some kind of online content from the internet. Full Article

Dec 30, 2010 Former Car Czar Rattner To Pay $10 Mln To Settle Pay-to-Play LawsuitsFormer Obama "car czar" Steve Rattner agreed Thursday to pay $10 million to settle two lawsuits filed by New York Attorney General Andrew Cuomo for an alleged kickback scheme involving New York State's public pension fund. In addition to the fine, Rattner, who was also the founding principal of private equity firm Quadrangle Group, will be banned from appearing in any capacity before any public pension fund within New York state for five years. Full Article

Dec 30, 2010 FDA Approves Endo Pharma's Low Testosterone Gel FORTESTAGeneric drug maker Endo Pharmaceuticals Holdings Inc. (ENDP) Wednesday said the U.S. Food and Drug Administration approved its FORTESTA Gel for the treatment of low testosterone, a medical condition characterised by low sex drive, poor erections, and depression, among others. Full Article

Forex News

Dec 30, 2010 Dollar Falls Further Despite Encouraging Jobless Claims The dollar continued to falter in the final days of 2010, as a trio of encouraging economic reports from the United States failed to diminish expectations for easy monetary policy in the coming year. Even with the jobs situation improving, the Federal Reserve is widely expected to keep interest rates near zero and maintain its $600 billion asset purchase. Full Article

Political News

Dec 30, 2010 Kucinich Worries He Could Lose His Seat Through RedistrictingWith Ohio set to lose two House seats as a result of the 2010 Census, liberal Congressman Dennis Kucinich, D-Ohio, expressed concerns in a letter to supporters that his seat could be eliminated. "The New York Times, Newsweek, and Fox News have all recently headlined stories that I may lose my Congressional seat, not through an election, but through redistricting," Kucinich wrote. Full Article

NYT: Afternoon Business News : Major League Banks Need a Farm System

BUSINESS

High & Low Finance

Major League Banks Need a Farm System

By FLOYD NORRIS

Just as baseball teams need a farm system to provide replacements for players who age, a banking system needs a second tier of institutions that can step in and become major league.

As Euro Struggles, Estonia Readies for Entry in Currency

By JACK EWING

Despite the debt crisis, Estonia ranks among the places where the euro is still a symbol - tarnished, perhaps - of hope and prosperity.

U.S. Jobless Filings Lowest Since July 2008

By THE ASSOCIATED PRESS

In a housing-related report, the number of people who signed contracts to buy homes rose in November.

India and Iran Try to Keep Energy Link Open

By LYDIA POLGREEN and HEATHER TIMMONS

About $11 billion in oil and natural gas trade has been imperiled after India's central bank declared that a clearinghouse could no longer be used to settle such transactions.

DealBook

Justice Department Seeks Tougher Derivatives Rules

By BEN PROTESS

In letters to federal regulators, the Justice Department warns that Wall Street could monopolize the $600 trillion derivatives market unless tougher rules are enacted.

• More Business News »

Financial & Forex Info News ( F & F I N )

From : Reuters - Daily Investor Update

LATEST NEWS

Jobless claims, factory data buoy recovery hopes

WASHINGTON (Reuters) - Upbeat U.S. data on the jobs market and manufacturing sector Thursday buttressed the view the economy gained momentum as the year ended, setting the stage for a stronger performance in 2011. | Full Article

Wall St edges lower as year draws to a close

December 30, 2010 04:26 PM ET

NEW YORK (Reuters) - U.S. stocks closed slightly lower on Thursday as a trio of better-than-expected economic data wasn't enough to entice buyers to take on much risk in a market sitting on strong gains just before the new year. | Full Article

Rattner settles with Cuomo for $10 million

December 30, 2010 03:37 PM ET

NEW YORK (Reuters) - Former Obama administration auto industry czar Steven Rattner agreed to pay $10 million to resolve lawsuits by New York's attorney general over kickbacks allegedly paid to do business with the state's pension fund. | Full Article

 

Facebook tops Google as most visited site in U.S. | Financial And Forex Info News | Reuters Technology Report

Financial & Forex Info News ( F & F I N )

From :

LATEST NEWS

Facebook tops Google as most visited site in U.S.

NEW YORK (Reuters) - Facebook surpassed Google for the first time as the most visited website in the United States for most of 2010. | Full Article

RIM dismisses claims of PlayBook battery weakness

December 30, 2010 10:10 AM ET

TORONTO (Reuters) - Research In Motion defended its embryonic PlayBook tablet computer against charges its battery life is shorter than that of rivals already on the market, saying power management will be comparable. | Full Article

Barnes & Noble: e-books take lead in online sales

December 30, 2010 12:46 PM ET

NEW YORK (Reuters) - Barnes & Noble Inc said that sales of digital books made through its website now exceed those of traditional books that it sells online. | Full Article

Sony sues to block LG from shipping phones to U.S.

December 30, 2010 08:12 AM ET

NEW YORK (Reuters) - Sony Corp has filed a patent infringement complaint seeking to block LG Electronics Inc from shipping smartphones such as its Rumor 2 model to the United States. | Full Article

Groupon eyes IPO by end of 2011: report

December 30, 2010 03:17 PM ET

BANGALORE (Reuters) - Online discount coupon provider Groupon Inc is working toward a potential public offering of its common shares by the end of 2011, the New York Times said, citing people briefed on the matter. | Full Article

BUSINESS NEWS Jobless claims, factory data buoy recovery hopes December 30, 2010 04:22 PM ET WASHINGTON (Reuters) - Upbeat U.S. data on the jobs market and manufacturing sector Thursday buttressed the view the economy gained momentum as the year ended, setting the stage for a stronger performance in 2011. | Full Article Wall St edges lower as year draws to a close December 30, 2010 04:26 PM ET NEW YORK (Reuters) - U.S. stocks closed slightly lower on Thursday as a trio of better-than-expected economic data wasn't enough to entice buyers to take on much risk in a market sitting on strong gains just before the new year. | Full Article Rattner settles with Cuomo for $10 million December 30, 2010 03:37 PM ET NEW YORK (Reuters) - Former Obama administration auto industry czar Steven Rattner agreed to pay $10 million to resolve lawsuits by New York's attorney general over kickbacks allegedly paid to do business with the state's pension fund. | Full Article Minnesota sues 3M over pollution claims December 30, 2010 02:24 PM ET CHICAGO (Reuters) - The state of Minnesota sued 3M Co on Thursday, saying that the company contaminated the state's waters for decades with chemicals used in some of its best known products, including Scotchgard stain repellent. | Full Article Groupon raises $500 million December 30, 2010 04:31 PM ET BOSTON (Reuters) - Web advertising firm Groupon Inc, considered one of the fastest growing Internet companies in history, has raised $500 million by selling an equity stake, a month after reports that it turned down a $6 billion takeover offer from Google Inc. | Full Article

US TOP NEWS

Dollar weakens broadly, stocks lose ground

California woman makes bail in insider trading case

Russia's Khodorkovsky sentenced, West concerned

Ford recalls F-series pickups, Edge, Lincoln MKX

Venezuela condemns "imperial" U.S. visa reprisal

Bosses attack populist agenda | Financial & Forex Info News | The Australian Business Briefing

FINANCIAL & FOREX INFO NEWS

Bosses attack populist agenda
	Damon Kitney LEADING company directors have called on big business to ramp up a public campaign in the new year.
Floods disrupt Peabody coal mines
	Tess Stynes PEABODY Energy said today it has issued force majeure notices advising customers of flood-related shipment disruptions in Queensland.
US jobless claims aid recovery speed
	ANALYSIS Kathleen Madigan A FEW months ago, talk of a double-dip US recession dominated the economic discussion. Now, double dip is just a reference to ice cream.
Prices to spike as coalmines inundated
	Sarah-Jane Tasker FLOODS ravaging Queensland are expected to drive global coking coal prices more than 20 per cent higher for the second quarter.
Strong $A brings Champagne lifestyle
	Blair Speedy WE may no longer be able to call domestic sparkling wine "champagne", but the strength of the dollar means we can afford the real thing.
Flat sales take Rebel off listing shelf
	Blair Speedy SPORTING goods retailer Rebel Group is unlikely to relist on the stock exchange in the next 12 months after reporting flat 2009-10 sales.
The Bondi deli that became a real bottler
	Katherine Jimenez EMMA Kemeny describes herself as a "floor girl".
NBN project a worry: John Colvin
	Damon Kitney JOHN Colvin has a philosophical objection to governments being involved in private sector enterprises.

Financial Markets
Gold dips as silver hits 30-year hgh
	Tatyana Shumsky REPORTS showing a stronger US economy pushed gold lower, while silver and palladium prices set multi-year highs in intraday trading.
Miners cap fall in European shares
Aussie touches 28-year high
Financial Markets Coverage

Mining & Energy
Gold dips as silver hits 30-year hgh
	Tatyana Shumsky REPORTS showing a stronger US economy pushed gold lower, while silver and palladium prices set multi-year highs in intraday trading.
Floods disrupt Peabody coal mines
Prices to spike as coalmines inundated
More Mining & Energy Coverage