Monday's Personal Finance stories
- Refinance in less than a year? Maybe
- Watch for real-estate transfer fees
- Target-date funds don't serve investors' needs
- How investors can play midterm elections
- The election and your money: what's at stake?
- What the election means for your taxes
Thanks to ultralow mortgage rates, now might be the time to welcome more paperwork — and a lower monthly payment — into your life. Of course, whether that's true for you will depend a lot on your current financial picture, and how your home's value is holding up, too.
Read Amy Hoak's Home Economics column today for more on how to decide whether to refinance, even on a fairly new loan, plus don't miss Jennifer Waters's story on private real-estate transfer fees that may eat into the value of your home over time.
Also, check out our Trading Strategies package offering a slew of investing insights for November, and read our complete election coverage, including how Congress may well put off dealing with the Bush-era tax cuts, which expire at the end of this year, until next year.
—Andrea Coombes , Personal Finance editor
Low mortgage rates have some homeowners considering a refinance, even if it it's been less than a year since they bought their home. And those who aren't thinking about refinancing probably should consider the possibility, if they have the necessary income, credit and home equity.
Read more on refinance in less than a year? Maybe.
If you're in the market for a newly built home, be on the lookout for a controversial cost called a private transfer fee. It has gotten the attention of Congress and could change how homeowners value their homes.
Read more on watch for private real-estate transfer fees.
With the Bush-era tax cuts set to expire Dec. 31, you'd expect that the first order of business for Congress after Tuesday's election, no matter who controls the House or Senate, would be to deal with tax law.
Read more on what the election means for your taxes.
More 401(k) savers are in target-date funds, but their goals and those of the fund firms that created those products may not match.
Watch video on target-date funds: should they promise to preserve your money?
Voters and investors, place your bets. While history shows stocks do better in the third year of a presidential cycle, the outcome of coming midterm elections could produce some surprises for a market that's already priced in a more business-friendly Congress.
Read more on how investors can play the midterm elections.
What with the elections and the Federal Reserve, November looks set to be an uphill climb for investors. Let our experts help guide your journey.
Read MarketWatch's Special Report: Trading Strategies for November.
For the third time in two weeks, blue chips are back to the level to which they rose at their April high.
Read more on is the third time the charm for the Dow?
While no one goes out of the way to invest in a bad mutual fund, many people hold onto bad funds far longer than they should, enduring pathetic returns or awful treatment year after year. And since the fund world is not a meritocracy — where only funds that deserve to survive get to stick around — it's important that you not fall in love with a bad fund.
Read more on bad funds and the investors who love them.
An advisor who dodged the Crash of 2008 warns: Don't take this week off!
Read more on winning newsletter says don't take the week off.
What's at stake for your 401(k) or stocks? How about your home, your wallet or your job?
Listen to radio report on the election and your money: What's at stake?
The Republican wave is turning into a tsunami. Voters frustrated with President Barack Obama and Democrats are poised to return Republicans to power in the House of Representatives and boost Republicans' ranks in the Senate when they go to the polls on Tuesday, final polls taken before the midterm elections show.
Read more on final polls see big GOP gains on Tuesday.
The midterm elections on Tuesday feature high-profile female candidates such as Christine O'Donnell in Delaware and Carly Fiorina in California, yet the election cycle is expected to result in the first decline in the number of women in Congress in 30 years, academics say.
Read more on women seen losing numbers in 2010 election.
The savings rate for U.S. households fell to its lowest level in 13 months in September as incomes showed an unexpected decline, the Commerce Department estimated Monday.
Read more on U.S. savings rate falls sharply in September.
The best thing about the American economy right now is American manufacturing.
Read more on manufacturing is best thing about economy.
The U.S. government said Monday that it expects to make a profit on its massive bailout of American International Group Inc., assuming the insurer's restructuring plans are completed.
Read more on U.S. government expects profit on AIG bailout.