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This chart is reversed from the format of normal economic yield curves, and the X axis is transaction rate under QM Theory. All of these 'spectrums' are normalized about 1.0, lets call that potential growth. These curves slope down to the left of 1.0, but we do not see that in normal yield curves because that spectrum gets bundled within the firm at the long end of production.
Consumers looking for home loans backed by the Federal Housing Administration will face tougher hurdles and higher costs under new legislation and new rules that could take effect as soon as this month. See story on tougher rules for FHA loans.
These days, a job seeker can land a job without ever setting foot inside the company's office, traveling to the city where the office is, or even meeting the company's recruiters in person -- thanks to video communication tools such as Skype that connect employers with candidates over the Internet. See story on how to nail a job interview -- by video.
Seven lessons learned from my father's death
My father died on Aug. 1 at the age of 80. We laid him to rest on Aug. 6 at Veterans Memorial Cemetery in Rhode Island where I delivered, with a great deal of sadness, the eulogy at his grave site. In the days since his death, I have thought long and hard about the lessons I learned from my father -- and the opportunities missed. See Robert Powell on seven lessons learned from my father's death.
Mortgage refis surge as rates stay low
Mortgage refinance applications rose 17% from the previous week and lifted the percentage of refinancing as a part of the total mortgage market to its highest level since January 2009, according to the Mortgage Bankers Association. See story on mortgage refis surge as rates stay low.
More retirement savers take loans, hardship withdrawals