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Nov 17, 2016

Consumer Financial Protection Bureau - November 17, 2016: Bureau publishes 2017 lists of rural or underserved counties

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consumerfinance.gov
 
Some entities that do business in rural or underserved counties are exempt from certain regulatory requirements of the Truth in Lending Act.
In addition to these lists, lenders can use our Rural or Underserved Areas Tool to provide a safe harbor determination that a property is located in a rural or underserved area as defined in 12 CFR 1026.35(b)(2)(iv)(A) and (B).

These lists include the following U.S. territories as rural areas in their entireties: Guam, the Commonwealth of the Northern Mariana Islands, American Samoa, and the U.S. Virgin Islands. These territories comprise areas that the U.S. Census Bureau treats as counties and that are neither metropolitan statistical areas or micropolitan statistical areas adjacent to metropolitan statistical areas.